Wellness with lifestyle and nutrition is basically free to many people because healthy lifestyle and plant-based nutrition creates wellness and prevents or reverses health challenges. However unhealthy nutrition and lifestyle creates chronic health challenges. The current popular expensive high fat animal protein fad diet is linked to obesity, diabetes, heart disease, cancer, and kidney disease. Human beings are designed to live on fruits, vegetables, seeds, sprouted grains and legumes. Also Personal Injury Protection (PIP) and liability is available on most auto insurance and most homes and public places have liability insurance in case of accidental injury and there are crowd-source funding and personal injury litigation options.