Wellness with nutrition is basically free because healthy plant-based nutrition creates wellness and prevents or reverses challenges. However unhealthy nutrition creates chronic health challenges. The current popular high fat animal protein fad diet is linked to obesity, diabetes, heart disease, cancer, and kidney disease. Human beings are designed to live on fruits, vegetables, seeds, sprouted grains and legumes. Also Personal Injury Protection (PIP) and liability is available on most auto insurance and most homes and public places have liability insurance in case of accidental injury and there are crowd-source funding, and personal injury litigation options.